Steven Says
Day: April 25, 2025
Filter By
Thinking about buying a home this summer? You're not alone. With longer days, warmer weather, and more homes on the market, summer is one of the most active—and opportunity-filled—seasons for homebuyers in Alberta. At Steven Murdoch Mortgages, based in Edmonton, we work with clients across the province to help them take advantage of the unique benefits that come with summer homebuying. If you’re ready to take the next step toward homeownership, here’s why summer might be the perfect time to do it.
Buying your first home is an exciting milestone—but in 2025, many first-time buyers in Edmonton are asking the big question: “What do current mortgage rates mean for me?” While rates have started to stabilize after a period of economic uncertainty, they’re still higher than the record lows we saw just a few years ago. So what does that mean for you as a first-time buyer? Here’s how today’s mortgage rate environment is shaping the homebuying journey—and how you can still get into your first home with the right strategy.
If you're currently renting in Edmonton, you're not alone—but you may be closer to homeownership than you think. With mortgage rates still competitive and many programs available to first-time buyers, now could be the right time to explore making the leap from renter to homeowner. At Steven Murdoch Mortgages, we specialize in helping Edmontonians turn rent payments into equity—and dreams into keys.
As you enter retirement, financial stability may be top of mind. Whether you’re looking to cover unexpected expenses, help family members, or simply enhance your lifestyle, having access to additional income can make a difference. For Canadian homeowners aged 55 and better, the CHIP Reverse Mortgage by HomeEquity Bank provides a smart, flexible way to access tax-free cash from your home’s equity.
Spring is one of the busiest and most exciting times in Edmonton’s real estate market. As the snow melts and the city comes to life, more homes hit the market, giving buyers more options and better opportunities to find their perfect home. Whether you're a first-time homebuyer or looking to upgrade, spring offers several advantages that make it an ideal time to make a move. At Steven Murdoch Mortgages, we’re here to help you navigate the spring market and secure the best mortgage for your needs.
When it comes to buying a home, understanding your financial responsibilities is crucial. One of the most helpful tools in this process is a mortgage payment calculator. At Steven Murdoch Mortgages, we want to ensure you are informed and confident as you make decisions about your home financing. Let’s dive into what mortgage payment calculators are, how to use them, and why they’re beneficial for homebuyers.
