4.40%

Current Variable Rate

4.95 %

Current Prime Rate

Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O

TermsBank RatesPayment Per $100K
6 Months7.89 %$756.21
1 Year6.15 %$648.75
2 Years5.44 %$606.90
3 Years4.62 %$560.16
4 Years6.01 %$640.40
5 Years4.56 %$556.81
7 Years6.41 %$664.38
10 Years6.81 %$688.72
Our RatesPayment Per $100KSavings
5.99%$639.21$116.99
5.09%$586.74$62.01
4.54%$555.70$51.20
4.29%$541.86$18.30
4.34%$544.61$95.79
4.39%$547.37$9.44
5.20%$593.04$71.34
5.34%$601.11$87.61

Top 5 Reasons to Choose Steven Murdoch for First-Time Homebuyers

Buying your first home can feel exciting—and a little overwhelming. That’s where Steven Murdoch Mortgages comes in. As an experienced mortgage professional serving Alberta and British Columbia, They help first-time homebuyers navigate the process with confidence, making sure they get the right mortgage for their needs. Here are the top five reasons so many first-time buyers are choosing Steven Murdoch Mortgages.

1. Guidance Every Step of the Way

First-time homebuyers often have a lot of questions—and that’s completely normal.The team at  Steven Murdoch Mortgages takes the time to explain each step of the mortgage process in clear, easy-to-understand language. From pre-approval to closing, they are there to guide clients and ensure they feel confident in their decisions.

2. Personalized Solutions

No two homebuyers are alike. Steven Murdoch Mortgages takes the time to understand each client’s financial situation, lifestyle, and long-term goals. That means first-time buyers get mortgage solutions that actually fit their needs, not a one-size-fits-all approach.

3. Access to Competitive Rates

With years of experience and connections across multiple lenders, Steven Mudroch and his team will help clients find some of the best mortgage rates available. First-time buyers often assume the first rate they see is the only option—but with their expertise, they can secure a rate that saves money over the life of the mortgage.

4. Professional and Patient Approach

Buying a first home can be stressful. The team at Steven Murdoch Mortgages professional, patient approach helps ease that stress. They are happy to answer questions, explain the fine print, and make sure clients understand their options before making big decisions.

5. Proven Track Record with First-Time Buyers

Their experience with first-time homebuyers speaks for itself. Here’s what some of his clients have to say:

Tianna K.:
“I had an amazing experience with Steve! As a first-time homebuyer, I felt supported and informed throughout the process. He helped us secure a great mortgage and find our dream home. Highly recommend.”

Darren K.:
“Steve took the time to understand my situation and found a mortgage for me that not only has a good rate, but the flexibility I may need. He was professional and always took the time to explain the finer points a first-time home buyer like me might not understand. Definitely recommend!”

For first-time homebuyers in Albert and British Columbia, having the right mortgage professional makes all the difference. Steven Murdoch Mortgages combines expertise, personal attention, and a commitment to clear communication, helping clients feel confident and informed throughout the homebuying journey.

If you’re ready to take the first step toward homeownership, contact Steven Murdoch Mortgages today for a consultation and discover how they can help make your dream home a reality.

Have Questions? Contact Steven Murdoch Mortgages today!