Steven Says

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A man in a light gray suit and white shirt sits sideways on a wooden stool, smiling confidently at the camera—just like the best Edmonton mortgage broker guiding first time homebuyers, set against a plain white background.
Buying your first home can feel exciting—and a little overwhelming. That’s where Steven Murdoch Mortgages comes in. As an experienced mortgage professional serving Alberta and British Columbia, They help first-time homebuyers navigate the process with confidence, making sure they get the right mortgage for their needs. Here are the top five reasons so many first-time buyers are choosing Steven Murdoch Mortgages.
A two-story suburban house with a large front porch, manicured lawn, and colorful flower beds sits along a stone pathway—an inviting scene that could grace any Mortgage Renewal Checklist, all set against a sunset sky and tall trees in the background.
Renewing your mortgage might seem straightforward, but preparing in advance can save time, stress, and even money. At Steven Murdoch Mortgages, we guide homeowners in Alberta and British Columbia through the renewal process to make sure they’re getting the best deal. Here’s a simple checklist to help you get ready before your term ends:
A smiling man in a gray suit sits at a desk holding a smartphone. On the desk are a closed book, a coaster, and a glass dome. The background is dark with a plant partially visible.
When it comes to mortgages, most people know the basics—rates, terms, monthly payments—but what really makes the difference is having the right person guiding you through the process. That’s where Steven Murdoch comes in. Based in Edmonton, Steven has built a reputation as a trusted mortgage broker who makes the complicated world of home financing feel straightforward and stress-free. Here are the top reasons why homebuyers and homeowners choose Steven Murdoch Mortgages.
A smiling couple sits at a table, signing documents together in a bright, modern room. Both are casually dressed in light blue shirts, and sunlight streams in through a window—showing why fall is a great time for first-time home buyers in Edmonton.
When most people think about buying a home, spring and summer usually come to mind. Open houses are busy, listings move quickly, and competition is high. But what many first-time buyers don’t realize is that fall can actually be one of the best seasons to find the right home in Edmonton—and secure a mortgage that fits your budget.
Three business professionals sit at a conference table in a bright office, smiling as one man hands a document to a woman—perhaps discussing hidden factors that could affect your mortgage rate in Alberta. Papers and notebooks are on the table, with large windows behind them.
When people think about mortgage rates, they often focus on the Bank of Canada announcements or the headline rates from big banks. While those are important, there are several less obvious factors that can influence the rate you’re offered—especially here in Alberta. At Steven Murdoch Mortgages, we believe the more you know, the better decisions you can make. Here are some of the hidden factors that might be shaping your mortgage rate:
Single-story white house with large windows and a small front porch, surrounded by a well-maintained lawn and lush landscaping—perfect for enjoying sunny days while an interest rate reduction could save you thousands on your dream home.
When you’re buying a home or refinancing, the interest rate you get isn’t just a number—it’s the key to how much you’ll end up paying over the life of your mortgage. Even a small difference—sometimes just half a percent—can add up to thousands of dollars in savings. At Steven Murdoch Mortgages, we’ve seen it time and time again. Clients come to us thinking a small rate change won’t matter much… until we run the numbers and show them how big the impact really is.