Steven Says

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A modern house perfect for Spring Home Renovations, featuring a bright orange front door, wood and white exterior walls, large windows, two potted plants on a tiled entrance, green lawn, and neatly trimmed shrubs.
As the days get longer and your flowers begin to bloom, there’s no better time to transform your house into your dream home. If you want to unlock your home’s full potential, here are six renovations that can boost both your lifestyle and property value.
A two-story suburban house with a well-kept lawn and garden, a SOLD sign posted in the front yard, showcases summer home buying advantages Edmonton buyers enjoy, with trees in the background under a blue sky with clouds.
Thinking about buying a home this summer? You're not alone. With longer days, warmer weather, and more homes on the market, summer is one of the most active—and opportunity-filled—seasons for homebuyers in Alberta. At Steven Murdoch Mortgages, based in Edmonton, we work with clients across the province to help them take advantage of the unique benefits that come with summer homebuying. If you’re ready to take the next step toward homeownership, here’s why summer might be the perfect time to do it.
A “For Sale” sign stands in front of a charming single-story house with a porch and garden, perfect for a first time home buyer, surrounded by green grass and flowers on a sunny day.
Buying your first home is an exciting milestone—but in 2025, many first-time buyers in Edmonton are asking the big question: “What do current mortgage rates mean for me?” While rates have started to stabilize after a period of economic uncertainty, they’re still higher than the record lows we saw just a few years ago. So what does that mean for you as a first-time buyer? Here’s how today’s mortgage rate environment is shaping the homebuying journey—and how you can still get into your first home with the right strategy.
A smiling couple, possibly First Time Home Buyers, sits on the floor unpacking boxes in a bright room with large windows and more boxes in the background, suggesting they are moving into a new home.
If you're currently renting in Edmonton, you're not alone—but you may be closer to homeownership than you think. With mortgage rates still competitive and many programs available to first-time buyers, now could be the right time to explore making the leap from renter to homeowner. At Steven Murdoch Mortgages, we specialize in helping Edmontonians turn rent payments into equity—and dreams into keys.
An older couple sits on a couch, smiling at each other while enjoying coffee. The woman has short blonde hair and a beige blouse; the man, with gray hair and beard, in a light blue shirt—relaxed and discussing their reverse mortgage options.
As you enter retirement, financial stability may be top of mind. Whether you’re looking to cover unexpected expenses, help family members, or simply enhance your lifestyle, having access to additional income can make a difference. For Canadian homeowners aged 55 and better, the CHIP Reverse Mortgage by HomeEquity Bank provides a smart, flexible way to access tax-free cash from your home’s equity.
A gray house with a bright orange front door is surrounded by blooming trees and manicured bushes. Perfect for the Spring Market, the green lawn is neatly trimmed beneath a clear blue sky.
Spring is one of the busiest and most exciting times in Edmonton’s real estate market. As the snow melts and the city comes to life, more homes hit the market, giving buyers more options and better opportunities to find their perfect home. Whether you're a first-time homebuyer or looking to upgrade, spring offers several advantages that make it an ideal time to make a move. At Steven Murdoch Mortgages, we’re here to help you navigate the spring market and secure the best mortgage for your needs.