4.40%

Current Variable Rate

4.95 %

Current Prime Rate

Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O

TermsBank RatesPayment Per $100K
6 Months7.89 %$756.21
1 Year6.15 %$648.75
2 Years5.44 %$606.90
3 Years4.62 %$560.16
4 Years6.01 %$640.40
5 Years4.56 %$556.81
7 Years6.41 %$664.38
10 Years6.81 %$688.72
Our RatesPayment Per $100KSavings
5.99%$639.21$116.99
5.09%$586.74$62.01
4.54%$555.70$51.20
4.29%$541.86$18.30
4.34%$544.61$95.79
4.39%$547.37$9.44
5.20%$593.04$71.34
5.34%$601.11$87.61

Small Rate Changes.
Big Savings.

Rates starting at 3.99%

When it comes to your mortgage, even a 0.25% difference in interest can add up to thousands of dollars saved over the life of your loan.

That’s where we come in. Steven Murdoch Mortgages has access to multiple lenders and can shop the market to find you the most competitive rates in Edmonton and across Canada.

We do the negotiating for you, so you can focus on finding your dream home while we focus on saving you money.

Contact us for your FREE
consultation now.

Steven Delivers

Rated 5/5 Stars by Our Clients

Steven was quick and efficient in processing our refinance. He was extremely knowledgeable and helped ease a stressful situation. We will be using him again in the future.

— Eszter B.

I stepped my toes into purchase of a home this year, having extremely limited knowledge, Steven basically held my hand during the whole process, guiding me when I had questions at any point, this guy needs to take days off he has sure earned them! Everything went smoothly and fantastically and he was able to put my anxiety in check to allow this purchase to go through. He was understanding and accommodating to the stresses I was going through, and to my limitations for travel/meetings. He even went above and beyond in allowing us to communicate through email when I couldn’t take calls. I’m extremely appreciative of his efforts and work and absolutely recommend him!

— Gignesthia

Steven Murdoch helped my sweetheart and I get a mortgage to purchase our home back in 2020 and helped us renew this year. Both times he got us an exceptional rate and helped guide us through the process! We would have been clueless where to start without his help!

- Jessica B.

Steven was an absolute pleasure to work with. He’s highly responsive, incredibly knowledgeable, and made the entire home financing process far less stressful. My partner and I learned so much through working with him, and we strongly recommend him to anyone looking to secure financing for their next home.

- Eric D.

Let’s Make Your Next Move Easy

Let’s Make Your Next Move Easy
Buying a home, renewing your mortgage, or refinancing? We’re here to simplify the process and save you money—whether you’re a first-time buyer or a seasoned homeowner.

You don’t need to navigate the mortgage maze alone.
We’ll compare options from over 90 lenders across Canada and get you the best rate and terms—often better than the big banks.

Ready to talk now?

What We Help With

What We
Help With

First-Time
Home Buyer

  • Learn about the Alberta first-time home buyer incentive
  • Get access to no down payment mortgage options
  • Understand your numbers with our mortgage payment calculator

Renewing Your
Mortgage?

  • Compare mortgage renewal rates in Alberta
  • See if you’re eligible for a better rate or more flexible terms
  • Plan ahead with our mortgage renewal calculator

Refinancing? Save More
or Access Equity

Refinancing?
Save More or
Access Equity

  • Lower your monthly payments
  • Access funds through a home equity line of credit or refinancing mortgage loan
  • Use our refinancing mortgage calculator to estimate savings

Real Help from a Local Mortgage Expert

Steven Murdoch is a trusted Edmonton mortgage broker and proud member of Dominion Lending Centres. With 10+ years of experience and a deep understanding of the local market, he’s helped hundreds of homeowners across Alberta. We’ll guide you through:
  • Mortgage pre-approvals
  • Bridge financing
  • Self-employed mortgage solutions
  • Explaining insured vs. uninsured mortgages
  • Collateral and assumable mortgages

Mortgage Tools That Work for You

  • Mortgage Calculator Edmonton
  • Refinance & Renewal Calculators

Try our Calculators Now

Don't Miss the
Best Mortgage Rates in Edmonton

Don't Miss the Best Mortgage Rates in Edmonton

The right mortgage can save you thousands over the life of your loan.
Get real support from a local team who’s here to help—not sell.

Call 780.983.5148

Apply Online in Minutes