When it comes to buying a home, most people think of the spring and summer months as the prime time to make a move. However, in Edmonton, winter can actually be a fantastic time to purchase property. As a mortgage broker with experience in this city, I’ve seen firsthand how the winter months offer several advantages for homebuyers. If you’re considering buying a home in the Edmonton area, here’s why winter might just be the best time to start your search.

Your credit score is one of the most significant factors that lenders consider when determining your mortgage rate. In Edmonton's competitive real estate market, having a strong credit score can save you thousands of dollars over the life of your mortgage. Here’s how to improve your credit score and secure the best possible mortgage rate.

Buying a home is one of the biggest financial decisions you'll ever make, and understanding the mortgage process is essential to making that dream a reality. Edmonton's real estate market is competitive, so getting pre-approved for a mortgage is an important first step that can help you stand out, make more informed decisions and ensure you're financially prepared for homeownership.

Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits:

Owning a home is a big deal, and over time, you build something called equity—the portion of your home that you actually own. If you're looking for some extra cash, tapping into that home equity can be a smart move. Let’s break down how you can access it and some great ways to use those funds.

With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage.